David, et al. -

one HUGE favor... but an urgent one because this is an important, yet complex issue.

please lets try to target our vocabulary and sentence structure in this thread to a non-native-english speaking African audience, so that our friends in Uganda who might use the currency we're discussing will be able to understand it well enough to follow, and even explain it to others. (I am already getting lost in terminology, so I can only imagine what my non-native english speaking friends must be going through!)

Let's target a 12 year old... we need to pare it down to very simple language and concepts or the concepts may never get further than the page. What is it Meron always says? KISS!